Legal
Disclaimer
Please read this page carefully. It explains what this site is, what it is not, and the risks that apply to mutual fund investments.
General terms of use
This website is operated by Rayan Manauar (“the Distributor”), an AMFI-registered mutual fund distributor. Content on this site is provided for general information and education only and does not constitute investment, legal, tax, or accounting advice tailored to your circumstances.
Information is believed to be accurate at the time of publishing, but the Distributor makes no warranty as to completeness or timeliness and is not liable for decisions taken solely on the basis of this website.
Distributor status
The Distributor is registered with the Association of Mutual Funds in India (AMFI) as a distributor of mutual fund schemes and is not a SEBI-registered investment adviser, portfolio manager, or research analyst. Distribution activity is governed by the SEBI (Intermediaries) framework and AMFI codes applicable to distributors.
ARN: ARN-990990 · EUIN: E 280804 · Registration validity: {REG_DATE} to {REG_VALID_UNTIL}.
Mutual fund market risk
Market risk:
Investments in mutual funds are subject to market risks. Read all scheme related documents carefully before investing. Past performance of any scheme is not indicative of future returns. The value of investments may go up or down based on market movements, and investors may get back less than they invested.
Scheme levels of risk are described in each scheme’s SID/KIM and in the risk-o-meter disclosures published by the AMC.
Regular plans versus direct plans
Mutual funds offer Direct Plans and Regular Plans. Regular Plans are purchased through a distributor and include distribution commissions within the scheme’s expense structure; Direct Plans have a lower total expense ratio because no distributor commission is deducted.
This Distributor earns commissions on Regular Plans. Investors are free to choose Direct Plans directly with the AMC. Commission details are published on the Disclosure page. Choosing a Direct Plan may result in higher net returns over time, all else equal.
Third-party links and tools
This site may link to external websites (AMCs, SEBI, exchanges, portals, or market-data widgets). Those sites are operated by third parties under their own terms and privacy practices. The Distributor does not control and is not responsible for external content, availability, or accuracy.
Calculator results are illustrative estimates based on the assumptions you enter. They are not projections, promises, or offers of returns.
Grievance redressal
Investor grievances may be raised with the Grievance Officer: {GRIEVANCE_NAME} ({GRIEVANCE_EMAIL}).
If a grievance remains unresolved, investors may escalate through the AMFI investor grievance mechanism and, where applicable, SEBI SCORES (https://scores.sebi.gov.in), following the published timelines and procedures.